- 3838 Camino Del Rio N Ste 165, San Diego, 92108
- Phone Number: +1 (877) 633-4407
1 Million Satisfied Clients
50 Million in Premium Written
100+ Programs to Choose From
1 Million Satisfied Clients
50 Million in Premium Written
100+ Programs to Choose From
Find the perfect insurance plan tailored to your needs. Get a fast, free quote today!
We provide tailored landlord insurance that safeguards your rental property against tenant issues, liability claims, and lost income. It’s crucial for property investors to have coverage that fits their unique needs.
Covers repairs or replacement for damage to your property, protecting your investment against fire, storms, vandalism, and other risks.
Offers protection if your property becomes uninhabitable due to covered damages, ensuring you still receive rental income.
Safeguards you against legal claims from injuries to tenants or visitors on your property, covering legal fees and settlements.
Covers medical expenses for guests injured on your property, helping avoid expensive lawsuits and ensuring quick care.
Your personal belongings might not be included, such as electronics or furniture.
Damage you cause on purpose won’t be covered by most policies.
Usual wear on the rental space is expected and generally not covered.
Certain disasters, like floods or earthquakes, may require separate coverage.
Our Services
We provide tailored coverage for single-family homes, protecting against risks like theft, fire, and liability.
Our policies for multi-family properties cover common risks, including tenant damage and property liability.
We help condo owners secure coverage for personal property, liability, and association assessments.
For vacation rentals, we offer customized plans that cover guests' damages and property liabilities.
Covers property damage caused by specific risks like fire, theft, and more.
Designed for rental properties, includes liability and lost rent coverage.
DP3 focuses on property damage; Landlord covers income loss and liability.
Choose based on your needs; consider property value, risks, and liability.
Standard landlord insurance won't cover your rental risks.
Many policies can protect you from guest injuries on your property.
Compare offers to find the best deals for your needs.
Change your homeowners policy to landlord insurance easily.
Landlord insurance typically costs between $800 and $1,300 a year, depending on property type and location. It’s best to get multiple quotes to find the right price.
Yes, landlord insurance can cover rented rooms in your home. However, make sure to inform your insurer about your rental arrangements.
Vacant properties can be harder to insure. Many policies offer limited coverage for unoccupied homes, so check with your insurer for specifics.
Most landlord insurance policies cover damages from natural disasters like floods, fires, and storms. Always confirm what is included in your policy.
Yes, you can insure multiple properties under one policy. It’s often more cost-effective, but you’ll want to check terms with your insurance provider.
Landlord insurance isn’t required by law, but some mortgage lenders may request it to protect their investment.
Liability coverage typically protects you against claims made by tenants or visitors. This can include injuries or property damage caused on your rental property.
It’s possible to add additional coverage options. Discuss your needs with your provider to find the right fit.
When filing a claim, you’ll need to submit details along with any necessary documentation. It’s best to keep records of everything related to the incident.
If your tenant causes damages, you can file a claim with your insurance. This will depend on the nature of damage and the specifics of your policy.
